How can I balance saving for retirement while managing day-to-day expenses?

We help you create a balanced financial plan that prioritizes both your current needs and future goals. By optimizing your budget and identifying savings opportunities, we aim to ensure you’re building your retirement fund without compromising your day-to-day lifestyle.

What should I do with my employer’s benefits package?

We’ll guide you through the complexities of your benefits package, helping you make the most of your options, including 401(k) contributions, health savings accounts, and stock options. Our goal is to ensure your benefits are fully aligned with your overall financial strategy.

How can I invest wisely with limited time to manage my portfolio?

We offer tailored investment management services that align with your risk tolerance and long-term goals. With our support, you can feel confident that your investments are working for you, even when you’re focused on your career.

Working Professionals

For working professionals.

supporting your journey

Guiding you toward financial security.

At United Planners Financial Services, we understand the unique challenges working professionals face when balancing career success and financial planning. Whether you’re managing income growth, planning for the future, or navigating complex benefits packages, we’re here to offer clear, reliable guidance. Our team works with you to create a personalized plan that aligns with your current situation and long-term goals, helping to ensure that you’re well-prepared for every stage of life.

Get in touch.

how we work

Make the most of your hard-earned income.

From managing investments to planning for retirement, our approach helps to make sure you’re in control of your finances. With our guidance, you can confidently navigate key decisions like saving for major life events, preparing for retirement, and managing your wealth.

maximize income growth

plan for retirement

manage complex benefits

invest with confidence

save for life goals

Get in touch.

our process

Get to know how we work.

01 Discovery

In our first meeting, we learn about you—your goals, and how you envision your investments working for you. It's about understanding your needs to serve you better.

02 Strategy

We craft a long-term strategy tailored just for you, outlining a clear plan designed for sustained success. This phase focuses on creating a path that aligns with your unique financial goals.

03 Execution

Putting your strategy into action with ease and efficiency is our goal. Through continuous communication and our dedicated team, we ensure the process is smooth and straightforward.

04 Optimization

By continually optimizing your financial strategy, we aim to ensure it remains effective. We respond quickly to life changes or market shifts, adapting your plan as needed.

Have more questions?

How can I balance saving for retirement while managing day-to-day expenses?

We help you create a balanced financial plan that prioritizes both your current needs and future goals. By optimizing your budget and identifying savings opportunities, we aim to ensure you’re building your retirement fund without compromising your day-to-day lifestyle.
What should I do with my employer’s benefits package?

We’ll guide you through the complexities of your benefits package, helping you make the most of your options, including 401(k) contributions, health savings accounts, and stock options. Our goal is to ensure your benefits are fully aligned with your overall financial strategy.
How can I invest wisely with limited time to manage my portfolio?

We offer tailored investment management services that align with your risk tolerance and long-term goals. With our support, you can feel confident that your investments are working for you, even when you’re focused on your career.

Check the background of these investment professionals.

11350 Mccormick Road, Hunt Valley, Maryland 21031, United States

Executive Plaza 3, Suite 907

Contact Info

Phone: 410-494-1818

Toll Free: 800-949-0395

Fax: 410-494-1823

Registered Representatives offering Securities and Advisory Services through United Planners Financial Services, member FINRA and SIPC.

Check the background of these investment professionals at BrokerCheck.

Tony Ristaino is registered to conduct securities business in AL, CA, DE, DC, FL, GA, KS, MD, MO, NC, NY, OK, PA, SC, TN, TX, VA, WV.
George Jankiewicz is registered to conduct securities business in AL, DE, FL, GA, MD, NC, NY, PA, TN, VA.
Kevin Belshaw is registered to conduct securities business in AL, GA, KS, MD, MO, PA, TX, VA.
This communication is strictly intended for individuals residing in the states listed. No offers may be made or accepted from outside the specific states referenced
Insurance-related services may not be provided to individuals residing in any states other than AL, CA, DE, DC, FL, GA, MD, MO, NY, NC, OK, PA, VA, WV.
A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.
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